Also referred to as Capital mortgages, this is the only type of mortgage that guarantees that the property will be yours at the end of the mortgage term – if you’ve repaid the loan. read more

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Before you can find the best deals, you’ll need to decide what type of mortgage you want. It may seem as though there’s an endless amount of choice, so we’ve broken it down into sections… read more

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About adverse credit

When you apply for a mortgage – or any type of financial product – your lender will check your credit rating. It’s a standard procedure, designed to assess how responsible you’ve been in the past with your finances. Mortgage lenders need to establish whether or not to take the risk of lending you money. read more

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Things to be aware of:

A property doesn’t become yours until you’ve paid the whole mortgage off. It may sound obvious, but it’s important to bear this in mind when choosing a mortgage. If you can’t keep up with your repayments, your home could be repossessed. read more

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If you’re self-employed, you’ll need to prove to mortgage lenders that you earn a regular income. read more

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