Remortgaging is when you move your mortgage to a lender with a lower interest rate. It’s a good way of saving money – providing that you find the right deal. read more

Estate agents will often try to sell you a mortgage, alongside the house you’ve just purchased. However, it’s doubtful that they’ll give you a good deal. read more

The Financial Services Authority regulates the mortgage industry – authorised mortgage brokers are listed on their register. To check whether your mortgage advisor is registered, simply type in the name of their firm, or reference number, at http://www.fsa.gov.uk/register/ read more

The first meeting with your mortgage broker is usually free, following that, an hourly charge of £50 to £150 (plus VAT) is typical. Sometimes you can negotiate that your broker receives commission from the deal instead. read more

There are several types of mortgage broker you can consult – it’s important to be aware of the differences between them in order to ensure you get the best possible advice. read more