Interest only mortgages
With this type of mortgage, you only need to pay off the interest during the mortgage term. You pay off the capital debt right at the end of the mortgage term. read more
Repayment Mortgages
Also referred to as Capital mortgages, this is the only type of mortgage that guarantees that the property will be yours at the end of the mortgage term – if you’ve repaid the loan. read more
Types of Mortgage
Before you can find the best deals, you’ll need to decide what type of mortgage you want. It may seem as though there’s an endless amount of choice, so we’ve broken it down into sections… read more
Mortgages for people with a bad credit history
About adverse credit
When you apply for a mortgage – or any type of financial product – your lender will check your credit rating. It’s a standard procedure, designed to assess how responsible you’ve been in the past with your finances. Mortgage lenders need to establish whether or not to take the risk of lending you money. read more
Mortgages for first time buyers
Things to be aware of:
A property doesn’t become yours until you’ve paid the whole mortgage off. It may sound obvious, but it’s important to bear this in mind when choosing a mortgage. If you can’t keep up with your repayments, your home could be repossessed. read more
