Mortgages for the self-employed
If you’re self-employed, you’ll need to prove to mortgage lenders that you earn a regular income. read more
Mortgages for the employed
You’ll find the process of getting a mortgage much easier if you’re employed. read more
How long are mortgages for?
A typical mortgage term is usually 15 or 20 years, although it’s now possible to arrange a mortgage for any period of time, within reason. However, most mortgage lenders won’t agree to a mortgage term that extends into your retirement. This is because you may become unable to afford repayments on a basic pension. read more
How do you prove your income?
Mortgage lenders require proof of your income before agreeing to a loan. The documentation required will vary depending on whether you’re employed or self-employed: read more
How much are you allowed to borrow?
The amount you can borrow varies between lenders, but it’s based upon the following factors: read more
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